Invest in Your Growth with PayLink Capital, Powered by Stripe

Capital when you need it. Without the runaround.

If you’ve been in beverage long enough, you know how quickly things can move and how often capital becomes the one thing standing in the way of growth. You see a big inventory opportunity, a route expansion, or a chance to upgrade your delivery ops, and you just need the cash to make it happen.

The problem? Traditional financing options move at the pace of paperwork — and our industry doesn’t.

That’s why we’re launching PayLink Capital, powered by Stripe. It’s a faster, easier way to access capital built right into your existing PayLink experience.

This is built for beverage distributors

Whether you’re preparing for summer demand, responding to supplier price changes, or just trying to get ahead on a big customer expansion, PayLink helps you move when it matters.

If you’re eligible, Stripe will email you directly with your personalized offer  — no forms, no red tape, no delays. Funds can hit your account in as little as 1–2 business days if you’re approved.

Here’s how it works:

• You pick the offer amount that fits your business

• Funds arrive quickly, within 1–2 business days if you’re approved

• Payment happens automatically as a fixed % of your daily payments processed through PayLink*

No surprises. No compounding interest. Just clear terms, one flat fee and capital when you need it.

Where we’re already seeing this help

Distributors can use PayLink Capital, Powered by Stripe to:

• Buy ahead of summer or holiday surges

• Fund large supplier orders without cash crunches

• Invest in fleet or equipment upgrades

• Offset long customer payment terms

• Free up cash for warehouse automation and staffing

These are the real, everyday blockers we hear from our customers — and this is a tool to help solve them.

What makes this different?

There’s a simple application, no impact to your personal credit score, and no need to call anyone to “see if you qualify.” If you’re eligible, Stripe will email you directly with your personalized offer. Stripe evaluates your volume and history — that’s it.

Stripe Capital offers financing types that include loans and merchant cash advances. All financing applications are subject to review prior to approval. Stripe Capital loans are issued by Celtic Bank, and YouLend provides Stripe Capital merchant cash advances. See your Dashboard for the terms of your offer.

*Stripe Capital loans have a minimum amount due each payment period. If the amount that you pay through sales doesn’t meet the minimum required, your bank account will be automatically debited the remaining amount at the end of the period.